Group Insurance Services
Customized corporate medical-claim and health plans for employees not covered by ESIC.
Purpose of Group Health Cover
With healthcare inflation rising rapidly, medical treatment and hospitalization can place a severe financial burden on employees. For staff whose monthly salaries exceed the ESIC statutory wage ceiling (Rs. 21,000/-), providing a corporate group health policy is a critical retention strategy. It ensures they receive professional medical attention without compromising due to lack of funds.
Why Cover Employees?
- Improved employee retention rates by providing robust health safety nets.
- Higher employee loyalty, productivity, and workplace morale.
- Lucrative tax deductions/benefits for company-funded premiums.
- Financial stabilization for staff during sudden medical emergencies.
Benefits to Employees
- Highly competitive premiums compared to individual health policies.
- Immediate coverage for pre-existing conditions and maternity costs.
- Cashless hospitalization at leading healthcare networks.
- Income Tax savings under applicable sections.
Why Negotiate Through GHR?
We maintain a dedicated insurance division that conducts continuous market updates on policy structures and claims processing records. We leverage our corporate client volume to procure the best negotiable premium rates and ensure round-the-clock claims settlement support.
Insurance Solutions
- Health Insurance for non-ESIC employees
- Group Medical-claim Policies
- Group Medical-claim Family Floater Plans
- Customized B2B Corporate Health Coverages
- Cashless hospitalization network setups